A VA loan is a government mortgage backed by the Department of Veterans Affairs and is a valuable tool for veterans and military members to obtain low cost financing. The VA makes guarantees to lenders who provide VA Loans and because of this backing lenders are able to offer flexible options with less stringent criteria, even if your credit isn't perfect. VA Loans offer many advantages over conventional loans including:
100% LTV
Finance up to 100% of the value of the home. No down payment required on a purchase.
No PMI
Unlike FHA and conventional loans, VA Loans do not require private mortgage insurance.
Competitive Rates
VA Loans offer some of the lowest rates on the market. Often up to 1% lower than conventional loans.
Credit Requirements
VA Loans offer relaxed credit requirements. Qualify even with less than perfect credit.
Flexible Programs
Terms for all of life's needs. 30 year fixed, ARM's, cash out refis, jumbo loans, and more.
Personal Service
Unlike online lenders, we offer personalized service to build clients for life.
.png)
.png)
